Vet Costs: Why Do They Charge So Much?


This is the big question on every pet parent’s mind. While owning a pet brings joy into our homes, they also rake in costly expenses and occasional health scares. Around 20% of this goes to veterinary expenses, which can go even higher for those without pet insurance.

  1. Look for a veterinary clinic with comprehensive yet affordable packages.
  2. Get a pet insurance plan to save money on these unforeseen situations.

In this article, we discuss these tips in detail and get to the nitty-gritty behind veterinary costs. Read to learn more.

When Do I Need to Bring My Pet to the Vet?

Not all accidents or unusual signs of behavior should end up with your pet in the vet. Apart from it being time-consuming, it may also cost you unnecessarily. It pays to be calm yet also alert. Here are common scenarios that may require a visit to the vet:

  • Vomiting
  • Diarrhea
  • Abnormal bathroom habits
  • Eating less than usual
  • Drinking more than usual
  • Changes in breathing
  • Abnormal pupils
  • Too active or too tired
  • Bumps or bruises
  • Signs of pain

Types of Veterinary Services and Costs

That being said, all pets need a veterinarian. No explanation needed. What is crucial is picking the right one, depending on your pet’s health condition and needs. You can opt for a full-service animal hospital or a veterinary clinic.

A full-service animal hospital has a more complete range of testing, equipment, and specialized services. It also has a larger staff of veterinarians and vet technicians. This makes it a good choice for pets prone to illnesses or afflicted with health conditions. Below are typical services offered in an animal hospital.

  • Dental work
  • Emergency care
  • Intensive care facilities
  • Laser surgeries
  • Overnight stay
  • Radiology and laboratory tests
  • Routine surgeries
  • Ultrasounds

Veterinary clinics, on the other hand, are smaller in scale, size, and services. Compared to full-service hospitals, they operate on a fixed schedule per day and only a few heads on board. Here are the usual services your pet can get in a vet clinic:

  • Medicine
  • Neutering
  • Preventive care
  • Regular checkups
  • Wellness exams

Picking The Right Veterinarian for Your Pet

Before you pick between an animal hospital or a clinic, you must first understand that there are five different types of veterinarians. Choosing the right one will depend on your pet and what services you think they need. Following are the types of veterinarians.  

  • Companion animal veterinarians, similar to family doctors or general practitioners
  • Veterinary specialists, or those with advanced training for a special field of study
  • Exotic animal veterinarians
  • Livestock, food, and large animal veterinarians
  • Laboratory veterinarians or vets focused on infectious diseases, pathology, or pharmacology

Once you’ve decided on the suitable veterinarian for your pet, you can begin scouting around your area for hospitals or clinics offering this specialization.

Pet Insurance Coverage and Costs

Having a trusted veterinarian is half the battle. Winning the rest is dependent on how much it will cost you. This is where pet insurance plans help.

Pet insurance covers the cost of veterinary services in cases such as:

  • Injuries from accidents
  • Illnesses that can be cured and are not due to a pre-existing condition
  • Surgery
  • Medication
  • X-rays
  • Blood tests
  • MRIs
  • Emergency tests

Some providers also include wellness services, like grooming and teeth cleaning, and more advanced ones, like behavioral therapy and acupuncture. The only things usually not included are routine checkups, preventive care, neuter, and vaccinations. Your plan’s coverage will depend on your pet insurance provider and the services you opt to include.

Dogs make life better!

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